Skip to main content
Free tool

Cash Offer vs. Market Sale Calculator

Compare a cash offer with an estimated open-market sale, side by side, after costs and repairs.

Both routes are compared before your mortgage payoff, since the payoff is the same either way. Deed tax of 0.33% applies to both sale prices.

$
$

Many cash buyers advertise no seller fees; check the contract.

$

From a written CMA, ideally.

percent

Negotiable. Illustrative default only.

$
$

Taxes, utilities and insurance while listed, plus closing fees.

Cash Offer vs. Market Sale Calculator results
Cash offer net (before payoff)$229,241
Market sale net (before payoff)$285,977
Market sale minus cash offer$56,736

On these numbers, the market sale nets about $56,736 more. Weigh that against the extra time and the certainty of cash.

Estimate only. Market price is not guaranteed, and time to close differs between routes. Not legal or financial advice.

Send Ryan your cash offer

Get a free, honest side-by-side comparison. If cash is the better deal, he'll tell you.

No obligation. No contract required.

Ryan Quade, Duluth Realtor with Coldwell Banker

Want to know what your Duluth home would sell for?

Get a clear, honest market analysis and a net sheet for your neighborhood. No pressure, no contracts.

Licensed Minnesota real estate salesperson #40924708 • Coldwell Banker

Call Text Price Review